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Illustration for “I'm calling to report an insurance claim”

Spanish dialogue with translation · B2 · 18 lines

Llamo para dar parte de un siniestro I'm calling to report an insurance claim

Comic · 18 panels

Panel 1 of 18 for “I'm calling to report an insurance claim”: “Customer service, good morning. How can I help you? (formal)”
  1. Operadora

    Atención al cliente, buenos días. ¿En qué puedo ayudarle?

    Customer service, good morning. How can I help you? (formal)

Panel 2 of 18 for “I'm calling to report an insurance claim”: “Good morning. I'm calling to report an insurance claim: in the early hours of Wednesday morning, a pipe burst in the apartment where I live.”
  1. Ana

    Buenos días. Llamo para dar parte de un siniestro: la madrugada del miércoles reventó una tubería en el piso donde vivo.

    Good morning. I'm calling to report an insurance claim: in the early hours of Wednesday morning, a pipe burst in the apartment where I live.

Panel 3 of 18 for “I'm calling to report an insurance claim”: “All right. Can you tell me the policy number? Is the home insurance in your name? (formal)”
  1. Operadora

    De acuerdo. ¿Me dice el número de póliza? ¿El seguro de hogar está a su nombre?

    All right. Can you tell me the policy number? Is the home insurance in your name? (formal)

Panel 4 of 18 for “I'm calling to report an insurance claim”: “The number is 483021, but it's not in my name: I'm the tenant (woman speaking). The owner, don Esteban Navarro, has asked me to call, since I was home that…
  1. Ana

    El número es el 483021, pero no está a mi nombre: soy la inquilina. El propietario, don Esteban Navarro, me ha pedido que llame yo, ya que estaba en casa esa noche.

    The number is 483021, but it's not in my name: I'm the tenant (woman speaking). The owner, don Esteban Navarro, has asked me to call, since I was home that night.

Panel 5 of 18 for “I'm calling to report an insurance claim”: “Thank you. I need an account of what happened, in order. What time did the incident occur?”
  1. Operadora

    Gracias. Necesito un relato de lo ocurrido, por orden. ¿A qué hora se produjo el incidente?

    Thank you. I need an account of what happened, in order. What time did the incident occur?

Panel 6 of 18 for “I'm calling to report an insurance claim”: “I didn't look at the clock, but it was probably about three in the morning. A noise woke me up, and when I got to the kitchen, I saw a stream of water…
  1. Ana

    No miré el reloj, pero serían las tres de la madrugada. Me despertó un ruido y, al llegar a la cocina, vi un chorro de agua que salía de la pared.

    I didn't look at the clock, but it was probably about three in the morning. A noise woke me up, and when I got to the kitchen, I saw a stream of water coming out of the wall.

Panel 7 of 18 for “I'm calling to report an insurance claim”: “Do you know how long the water was coming out? (formal)”
  1. Operadora

    ¿Sabe cuánto tiempo estuvo saliendo el agua?

    Do you know how long the water was coming out? (formal)

Panel 8 of 18 for “I'm calling to report an insurance claim”: “Not exactly. The pipe must have burst a little earlier, because the hallway was already wet; and probably a quarter of an hour passed, approximately…
  1. Ana

    No exactamente. La tubería debió de reventar un rato antes, porque el pasillo ya estaba mojado; y pasaría un cuarto de hora, aproximadamente, hasta que cerramos la llave de paso.

    Not exactly. The pipe must have burst a little earlier, because the hallway was already wet; and probably a quarter of an hour passed, approximately, before we closed the shutoff valve.

Panel 9 of 18 for “I'm calling to report an insurance claim”: “Can you describe the damage? Are any other homes affected? (formal)”
  1. Operadora

    ¿Puede describir los daños? ¿Hay otras viviendas afectadas?

    Can you describe the damage? Are any other homes affected? (formal)

Panel 10 of 18 for “I'm calling to report an insurance claim”: “In my apartment, the parquet floor in the hallway. In the apartment downstairs, apparently, the water reached a light fixture and caused a short circuit…
  1. Ana

    En mi piso, el parqué del pasillo. En el piso de abajo, al parecer, el agua llegó a una lámpara y provocó un cortocircuito; además, la vecina tiene una mancha enorme en el techo.

    In my apartment, the parquet floor in the hallway. In the apartment downstairs, apparently, the water reached a light fixture and caused a short circuit; also, the neighbor has a huge stain on her ceiling.

Panel 11 of 18 for “I'm calling to report an insurance claim”: “So it wasn't a slow leak: the pipe burst suddenly and the water was probably coming out for about twenty minutes. I'm making a note of that.”
  1. Operadora

    Entonces no fue una filtración lenta: la tubería reventó de repente y el agua estaría saliendo unos veinte minutos. Tomo nota.

    So it wasn't a slow leak: the pipe burst suddenly and the water was probably coming out for about twenty minutes. I'm making a note of that.

Panel 12 of 18 for “I'm calling to report an insurance claim”: “That's right. Does the policy cover this damage, at the neighbor's place too?”
  1. Ana

    Eso es. ¿La póliza cubre estos daños, también en casa de la vecina?

    That's right. Does the policy cover this damage, at the neighbor's place too?

Panel 13 of 18 for “I'm calling to report an insurance claim”: “Yes, it covers water damage in both homes. There's a deductible of 150 euros, which the owner pays.”
  1. Operadora

    Sí, cubre los daños por agua en las dos viviendas. Hay una franquicia de 150 euros, que paga el propietario.

    Yes, it covers water damage in both homes. There's a deductible of 150 euros, which the owner pays.

Panel 14 of 18 for “I'm calling to report an insurance claim”: “Understood. And when will someone come to look at the damage?”
  1. Ana

    Entendido. ¿Y cuándo vendrá alguien a ver los daños?

    Understood. And when will someone come to look at the damage?

Panel 15 of 18 for “I'm calling to report an insurance claim”: “This week an adjuster will go over to do the assessment. Until he arrives, don't throw anything away and take pictures of everything. (formal)”
  1. Operadora

    Esta semana irá un perito para hacer la valoración. Hasta que llegue, no tire nada y haga fotos de todo.

    This week an adjuster will go over to do the assessment. Until he arrives, don't throw anything away and take pictures of everything. (formal)

Panel 16 of 18 for “I'm calling to report an insurance claim”: “And the neighbor? When will she get the compensation?”
  1. Ana

    ¿Y la vecina? ¿Cuándo recibirá la indemnización?

    And the neighbor? When will she get the compensation?

Panel 17 of 18 for “I'm calling to report an insurance claim”: “As soon as the insurance company has the adjuster's assessment, they'll get in touch with you both. Your reference number is 2204; they'll ask you for it…
  1. Operadora

    En cuanto la aseguradora tenga la valoración del perito, se pondrá en contacto con ustedes. Su número de referencia es el 2204; se lo pedirán cuando llame.

    As soon as the insurance company has the adjuster's assessment, they'll get in touch with you both. Your reference number is 2204; they'll ask you for it when you call. (formal)

Panel 18 of 18 for “I'm calling to report an insurance claim”: “I'll write it down. Thank you very much for your help.”
  1. Ana

    Lo anoto. Muchas gracias por su ayuda.

    I'll write it down. Thank you very much for your help.

Grammar for this text

A guess about the past: the conditional. serían las tres — it was probably about three; pasaría un cuarto de hora — about a quarter of an hour probably went by; el agua estaría saliendo unos veinte minutos — the water was probably coming out for about twenty minutes.

A conclusion from clues: la tubería debió de reventar un rato antes — the pipe must have burst a little earlier: the hallway was already wet. After debió de comes an infinitive.

Al parecer — "apparently": Ana only knows about the short circuit at her neighbor's from what someone told her.

Official style. Dar parte de un siniestro, se produjo el incidente, la valoración del perito — this is insurance-company language, like English "report a loss" or "the incident occurred". To friends, Ana would say llamé al seguro and lo que pasó. Franquicia is the deductible: the part of the damage the insurance company doesn't pay.

Me ha pedido que llame yo — the subjunctive after a request: "he asked me to call". Hasta que llegue, en cuanto la aseguradora tenga, cuando llame — the subjunctive because these things haven't happened yet (unit 10); English uses the present tense here: until he arrives, as soon as they have, when you call.

Words and grammar of the unit: Report an insurance claim.

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